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5 Fun and Some Frugal Ways to Spend Your Money

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Cassia L. Rainne
Written by Cassia L. Rainne
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It can be difficult to figure out what to do with your money. Join author Cassia L. Rainne as she shares “5 Fun and Some Frugal Ways to Spend Your Money.


Written by Cassia L. Rainne

piggy_with_change.496x0 It’s pretty easy to get caught up in the everyday perils of life and to forget the importance of fun. In these times of economic, “what the hell is going on?” it can be difficult to figure out what to do with your money. This is, of course, assuming that you have any money left over to do something with. On the rare months when I do have some cash to burn I try and find something good to do with it. If it isn’t going to stay in my account, then I might as well do something beneficial with it, beneficial and for me.  I have always hated the idea of working just to pay bills, and admittedly that happens more often than not. Below we’re going to be checking into 5 fun and (some) frugal ways to spend some of that extra cash. Keep in mind that spending money on fun doesn’t HAVE to be expensive, but it does have to be fun!

First things first. It might not sound like fun, but in order to have fun with your money you have to have umm… money.  I have a monthly fun account. The money that goes in there isn’t savings, or for bills, it’s for when I want to do any of the suggestions below. You have to determine how much of a fun budget you can afford, and how much you want to spend. Some months, I don’t spend as much, which means that those funds can go to the next month. Admittedly, it takes some time and some dedication to make it to this, but doing it will make having fun much more fun. There’s nothing worse than spending money on something that is supposed to be fun and having to think, “If I buy another drink at dinner, can I afford eggs at breakfast?” or “If I buy that outfit, will I have money to get to work next week?” I can’t think of anything less fun than worrying about how much fun you can have. Restrictions on fun ain’t fun!

Figure out something that you really want to do and start working towards it. Example: You always wanted to go to Italy for a 10 day vacation. Pump your breaks…this is frugal and fun. If you want to spend 10 days in a place where you don’t speak the language, maybe you should work on that. Take a credit or non-credit (cheaper option, frugal remember) Italian course at your local community college.  A few weeks of study and culture will only enhance your trip, and give you the motivation to save up and make that trip happen.

I’m an old softy, I swear. I have a lot of fun seeing other people happy. Spending your money to see someone else smile is one of the best ways that I like to spend my money. Giving joy thus getting joy…is joy. Again, this doesn’t have to be a huge thing. Take a friend to lunch. Treat mom to a pedicure. Be a Big Sister to a young girl in need. Grab coffee and something tasty for the office on your way in to work. If you buy something for yourself and you know friend would love it, get one for them too. Take flowers to an elderly person that could use a pick me up. There’s nothing like giving a smile; you never know just how much someone may need one.

Take yourself out for the day. Get everything (or maybe one thing) ‘did’; nails, toes, hair, or maybe a new outfit. Call a few friends, or that special someone and head out for a night of drinks, or dancing where it’s ladies night. Just enjoy having fun.

Teach someone something.  This one isn’t so frugal, but it would make you feel good. No one knows everything, but everyone knows something. What’s your greatest skill, what are you truly good at? Head to your local community center and propose to offer a class at your own expense.  Supply books, notebooks, paints, writing utensils…whatever it is that a person would need for you class. Of course, you don’t want to break the bank, limit the amount of students, budget accordingly; but do it in a way that you can share that vital knowledge that you have acquired.

Though this may seem insane…especially in these times of economic stress and high gas prices, make a driving playlist, and fill up the tank. What happened to those days of taking, “a drive”? I know my grandparents used to do it, and so did I before these gas prices went through the roof. Every now and then I decide to eat a lighter lunch than normal, or skip that morning coffee run for a day or two, and reward myself with a scenic drive. It’s a mini mental vacation from the world. With the GPS off, the phone on silent, and the music up high, I can get away…if only for a moment.

Regardless to if you chose one of the above suggestions, or if you choose to do something else, it doesn’t matter how much it costs, or how much it doesn’t cost… truly it doesn’t. It does, however, matter how much fun you have. Period.


Identity Magazine is all about empowering women to get all A’s in the game of life – Accept. Appreciate. Achieve.™ Every contributor and expert answer the Identity 5 questions in keeping with our theme. As a team, we hope to inspire and motivate ourselves and inspire you to get all A’s.

What have you accepted in your life that took time, physically or mentally?
I’ve accepted that I must have fun and enjoy life, no matter what. My grandfather was dying and he still wanted to have his first pedicure and he still made jokes. If he could find things to enjoy and have fun knowing that the end of his life was upon him, then I should look for these things, always.

What do you appreciate about yourself and within your life?
I appreciate my sense of humor…it keeps me younger than my driver’s license says that I am, and it keeps me out of jail.

What is one of your most rewarding achievements in life? What goals do you still have?
Realizing that money isn’t everything, and spending it on others is sometimes the best thing that you can do with it. It is during those times that, that we remember that having money sometimes isn’t as important as what you decide to do with it. With all that being said, in terms of a goal, I want to keep on discovering more rewarding things about life. I want to keep laughing and loving life. I want to be happy and smile from my heart. Best. Goals. Ever.

What is your not-so-perfect way? What imperfections and quirks create your Identity?
I always want to do more than I should, but I want to enjoy life. I don’t want to miss opportunities. I want to say, yes I have done that, oh and by the way have you tried… Yes, I am busy…but much of the time I am busy perusing my interests and having fun, and there’s nothing wrong with that.

How would you complete the phrase “I Love My…?”
Desire to have fun wherever I am, whenever I am…

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About the author

Cassia L. Rainne

Cassia L. Rainne

Cassia L Rainne is a recent MFAW graduate from Goddard College living, teaching, and writing in the northeast. She graduated from Penn State University with a bachelor's in psychology. Currently, she is working in higher education as both an Adjunct English Literature Instructor and as an academic advisor. She's been an editor, a guest lecturer, and spent 4 years as a radio show host. She is also an actress, director and a producer. Being a self proclaimed foodie, avid shopper and traveler, she fills her free time with home cooked meals and accessorizing both home and abroad. When she isn't doing any of the aforementioned, she is standing in tree pose focusing on what's next.

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